If you have Rs 1 lakh then start this business before Diwali, you can earn up to Rs 40 thousand every month.

New Delhi. People’s demands change in this festive season. There is only one month left for Diwali and if you are thinking of earning in this month, then we are telling you about a special business through which you will be able to earn big money. This business can be started in just Rs 1 lakh and its demand never decreases. We are telling you about the business of biscuit making. Due to guaranteed consumption and returns, raising funds for this business is not difficult. You will also easily get a loan under the government’s Mudra Scheme. To start a manufacturing unit to make such biscuits, cakes, chips or bread, one will have to invest in plant space, low capacity machinery and raw materials.

Biscuit Plant Expenses
Working Capital: Rs 1.86 lakh, this includes the expenses of raw material, ingredients and worker salary, packing and rent etc.

Fixed Capital: Rs 3.5 lakh: This includes the cost of all types of machinery and equipment.

Total Cost: Biscuit manufacturing business can be started at a cost of Rs 5.36 lakh i.e. Rs 5.36 lakh. In this, by investing only Rs 90 thousand from your pocket, the remaining amount can be raised on term loan and working capital loan.

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Account of Deposit and Expenditure (Annual/Rs.)

>> Production Cost: Rs 14.26 lakh
>> Turnover: Rs 20.38 lakh
>> Gross Profit: Rs 6.12 lakh
>> Loan interest: Rs 50 thousand
>> Income Tax: Rs 13-15 thousand
>> Other expenses: 70-75 thousand rupees
>> Net Profit: Rs 4.60 lakh
>> Monthly Income: 35-40 thousand rupees

According to 38 percent annual return, the entire investment can be recovered in one and a half years.